Reliable Personal Insurance in Rhode Island

For decades, C I has been providing all types of personal insurance in Rhode Island, New England, and beyond. We make sure the policies we offer to you are always affordable and tailored for your unique situation.

When you choose C I, our local agents, who care about you and your family, will be the ones to serve you. C I takes pride in our customer service and we love helping in any way possible. If you need personal insurance, we have a lot of options to offer you. If you already have policies, we would love to go over your insurance portfolio to see if we can provide better coverage and better rates.

If you have any questions about policy options, get in touch with us. We have a form that can be found on our Contact Us page which you can fill out and submit to us to receive more information and a free consultation. We look forward to working with you!

Our Personal Services Include:

ATV and Recreational Insurance

Boat and Watercraft Insurance

Umbrella Insurance

Flood Insurance

Earthquake Insurance

Houses, Condos, and Renters

Most lenders require their clients to purchase home insurance to protect the mortgaged asset. However, you should still carry the right homeowner’s insurance even if you do not have a mortgage on your house. There are a few things to consider when deciding how much insurance you need. A lender will dictate how much insurance is required in your home.

Living in a flood-prone area may require you to have flood insurance. Luckily, we have reliable and affordable home insurance available regardless of where you live in Rhode Island.

Auto, Cycle, ATV, and Watercraft

An auto insurance policy will primarily provide protection in two types of scenarios: physical damage and liability. Any time you are involved in a car accident involving a single car or multiple automobiles, chances are your vehicle and the other driver’s vehicle have been damaged. Our auto insurance will provide financial coverage for your vehicle as well as any others involved in the accident if you are found to be at fault.

Moreover, our car policies may also provide Rhode Island drivers with comprehensive liability coverage and protection for physical damage. There could be times when a car accident may go beyond damage to your and others’ vehicles or physical property.

You and other individuals may also be injured, including other motorists and the passengers in your vehicle. The fact is, you may be found to be responsible for their injuries. This is a scenario where you will most need an auto insurance policy as it will surely help see you through the incident.

Umbrella

Umbrella insurance is extra liability coverage that helps protect you from major claims and lawsuits. As a result, it safeguards your properties and your future. It does this in two ways, including providing additional liability coverage above the limits of your homeowners, boat, and auto insurance policies.

Flood & Earthquake

Flooding is a natural disaster that affects the most people. Residents who live in a high-risk flood zone are normally required to purchase flood insurance, but those living in low to moderate-risk zones are not. As a Rhode Island homeowner, you should begin to understand the danger of not having flood insurance in the Ocean State.

A flood can cause all sorts of damage to a home, ranging from mild damage to severe. In 2010, Rhode Island experienced one of the worst natural flooding disasters in its history, and many were either left with damaged homes or no homes at all. Even a mild flood has the potential to cause irreversible damage to a home’s foundation, let alone prevent a family like yours from inhabiting your home.

Your home is the most valuable asset in your life, so why let an unexpected flood ruin everything you’ve built and strived for? Our agency’s flood insurance policies will protect homeowners in Rhode Island and MA. After the devastating events of the 2010 flood, why go any longer without a flood insurance policy that will help you down the road? It may not prevent a flood from damaging your home, but it could offer the financial solutions you may need to repair damages should one occur.